After an accident, injured individuals are often contacted by insurance adjusters within days. While these calls may sound helpful, fast settlement offers are rarely designed to protect the injured person’s best interests.
Understanding why insurance companies push early settlements can help Gainesville injury victims avoid costly mistakes.
Early Settlements Limit Liability
Insurance companies are businesses. Their goal is to resolve claims for as little as possible. Early in a case, the full extent of injuries is often unknown, making it easier for insurers to undervalue the claim.
Medical Uncertainty Benefits Insurers
Many injuries worsen over time. Soft tissue injuries, brain trauma, and spinal damage may not be fully diagnosed for weeks or months. Once a settlement is signed, additional compensation is typically barred.
The National Institutes of Health notes that delayed symptom onset is common in traumatic injuries.
Recorded Statements Can Be Used Against You
Insurance adjusters often request recorded statements early in the process. These statements may later be used to dispute fault or minimize injuries.
An experienced injury attorney can handle communications and prevent statements from being taken out of context.
Why Preparation Changes Negotiations
When insurers know a case is being thoroughly prepared with evidence and expert support, settlement discussions often become more reasonable.
Firms that are willing to litigate create accountability that quick settlement focused firms cannot.
Protecting Yourself After an Injury
Before accepting any offer, it is critical to understand the full scope of your injuries and legal rights under Georgia law.
For guidance and protection against unfair settlement tactics, contact Davies Hothem Personal Injury Law for a free consultation.